For PSPs and merchants

One payment decision — card, wallet, IP.

Accept both crypto and card payments under one policy. Fewer manual reviews, fewer chargebacks and fewer “dirty” coins.

Build my risk flow

Card payment · €189

pc_7d311

VISA 4485 •• 7731 · checkout

  • BIN / IP

    card — PL, IP — NL

    +20

  • Email

    disposable domain

    +12

  • Device

    3 payments in 10 minutes

    +10

  • Wallet

    not part of this payment

    0

Risk score

42 / 100 · threshold 55

Allow

What gets in the way today

Anti-fraud and AML live in separate systems.

01

Nobody sees the whole payment

Anti-fraud looks at the card, AML at the wallet. Their decisions contradict each other.

02

Every payment method is a new integration

Added crypto — onboarded another vendor, another format and another invoice.

03

False positives hurt conversion

Strict rules block good customers, loose ones let risk through.

Example policy

One payment — card, email, device and wallet.

PSP payment

Example: you set the weights and threshold in Rule Lab. Different amounts and countries get different thresholds.

+20
+12
+10
0
55

Policy result

/100

threshold 55below threshold by 13

Decision

Allow

Scenarios

One API for every payment method.

Card, wallet and payout are evaluated with the same logic.

Card payment

BIN and issuer country, the buyer’s IP, email and device.

card · IP · email · device
Typical decisionAllow

Crypto payment

Payer wallet and transaction risk before crediting.

address · transaction
Typical decisionReview

Payout

Recipient address and sanctions exposure before the payout.

address · sanctions
Typical decisionBlock
Starter bundle

Card, IP, device, address and email in one assessment.

One policy for every payment method — with different thresholds for different amounts and countries.

What you get

Fewer false declines.

Bundle: card · IP · device · address · email

  • Combined signals instead of rigid rules
  • One decision log for fiat and crypto payments
  • One contract instead of anti-fraud and AML vendors
  • Transparent per-check pricing

30-minute working session

Show us one declined payment.

We’ll see which signals would have blocked or approved it in PilotChain and tune the threshold for your conversion.

Build my risk policy

Sandbox key and documentation — on request during the call.