One API.
Every risk signal.
Your rules.
Blockchain, wallet, IP, device, email and card risk — in a single request. You set the rules and thresholds; PilotChain collects signals from multiple providers and returns one explainable risk decision.
No separate integration with every data provider
Signals from independent providers — in one API response
- Blockchain analytics
- Sanctions & watchlists
- IP intelligence
- Device intelligence
- Email risk
- Card intelligence
- risk signal types in one API
- data providers under the hood
- explainable decision: allow · review · block
A new check is added as a rule in your bundle — no integration changes needed.
Problem
Plenty of data.A single decision — none.
A blockchain provider sees the wallet, not the device. Device intelligence sees the device, not where the crypto came from. An IP service knows the location but nothing about the transaction.
6 signals → 6 integrations
Several APIs, dashboards, response formats and contracts. Your compliance team stitches them into one decision by hand.
Every provider speaks its own language
Different scales, categories and risk labels are hard to fit into one decision logic.
The decision is hard to explain to an auditor
A single risk score isn’t enough. You need a transparent log: which rule fired, which signal triggered it and why.
Your rules. Our data and infrastructure.
You define what risk means for your business. PilotChain pulls data from the right providers, normalizes the signals and applies your risk policy.
Rules · Weights · Thresholds
Your policy
Scenarios for deposit, withdrawal, payment, onboarding and other risk flows.
Routing · Normalization · Decisioning
PilotChain
We collect the signals you need and apply your logic.
Allow · Review · Block
One decision
Risk score, each rule’s contribution and a full audit trail.
Rule Lab
Tune your risk policy without a release or a developer queue.
Change signal weights and the threshold — and instantly see how the new policy affects the decision. No new API release for every tweak.
Policy result
/100
Decision
Review
Every decision can be explained.
Not just “Risk Score: 75”. PilotChain shows which rule fired, which signal triggered it and why the transaction went to review.
A ready-made audit trail for compliance review
Request pc_82a9f
Risk 75- +30RULE_01
Sanctions exposure
Address is linked to a risk entity within the configured depth
- +22RULE_07
High-risk service
Provider signal matched a policy category
- +15RULE_12
IP / country mismatch
IP country differs from the customer profile
Add new risk signals without a new integration.
Today you need blockchain AML. Tomorrow — IP and device risk. Next month — card intelligence. The PilotChain API stays the same.
Wallet
Wallet screening, exposure, entity links
WALLET_SCREENINGTransaction
Blockchain transaction risk context
TRANSACTION_SCREENINGIP
Geolocation, network and risk signals
IP_SCREENINGDevice
Fingerprint and behavioral anomalies
DEVICE_SCREENINGIdentity and abuse-related signals
MAIL_SCREENINGCard
Payment card risk intelligence
CARD_SCREENINGSeveral independent sources. One contract — with us.
PilotChain is already integrated with data providers. You don’t have to sign a contract with each of them, pay six invoices or maintain six integrations.
Request pc_82a9f
6 sources · in parallel- 182 msResponse
Blockchain analytics
Provider A
- 240 msCross-check
Blockchain analytics
Provider B
- 95 msResponse
Sanctions & watchlists
Provider C
- 131 msFallback
IP intelligence
Provider D → E
- 88 msResponse
Device intelligence
Provider F
- 74 msResponse
Email risk
Provider G
Example. Providers and latencies are illustrative.
Vendor-neutral
Not tied to a single source. We compare data quality and switch providers with no changes on your side.
Cross-checking
Critical signals — sanctions exposure, for example — are verified across several sources.
Fallback without downtime
If a provider doesn’t respond, the request goes to a backup source. You still get a decision.
Use cases
One decision layer for different risk scenarios.
Crypto exchanges
Screen deposits and withdrawals against blockchain risk, IP, device and customer signals at once.
Starter bundle
PSP & crypto merchants
Decide on a payment based on card, wallet, IP, email and device risk in a single policy.
Starter bundle
On / off-ramp
Link fiat → crypto → payout into one risk logic with a clear decision trail.
Starter bundle
OTC desks
Check the counterparty and source of funds before the deal and keep an explainable log.
Starter bundle
One integration instead of six.
REST API, webhooks and a sandbox. One request returns the decision, score and decision log. New checks are added as rules in the bundle — no code changes.
- 1 · Get a sandbox key in MerchantDesk
- 2 · Send POST /v1/screen with the data you have
- 3 · Receive the decision in the response or via webhook
POST /v1/screen
{
"scenario": "deposit",
"wallet": { "address": "bc1q…7xk", "network": "BTC" },
"ip": "185.23.44.10",
"device_id": "dv_91f3"
}
// 200 OK · 412 ms
{
"decision": "REVIEW",
"risk_score": 75, "threshold": 62,
"rules": [
{ "id": "RULE_01", "signal": "sanctions_exposure", "points": 30 },
{ "id": "RULE_12", "signal": "ip_country_mismatch", "points": 15 }
],
"request_id": "pc_82a9f"
}
Ready for review by your auditor, partner bank and regulator.
Every decision is reproducible and every team action is logged. Due diligence documents are available on request.
Full audit log
Decisions and changes to policies, keys and access — with author and timestamp.
Roles and access
Who sees requests, who changes the policy, who manages keys.
Key isolation
Separate sandbox and production keys, rotation and revocation.
Data minimization
Providers only receive the fields a specific check needs.
Pricing
Pay for checks. Not for six separate platforms.
One API. One contract. One invoice. Multiple risk intelligence sources.
Start with one scenario and add checks as you grow — without rebuilding your whole compliance infrastructure.
Launch without an enterprise project.
We build your first working risk flow around your real scenario.
- One API
- Your risk policy
- Multiple data sources
- Explainable decision
Frequently asked questions
Didn’t find an answer? Write to us — we reply within one business day.
Ask a questionThey are data sources. PilotChain is the decision layer on top of them: it connects several providers, brings signals to one scale and applies your risk policy.
No. PilotChain is already integrated with providers: you sign one contract with us and get one invoice.
You do. Your compliance team tunes signal weights and thresholds in Rule Lab for every scenario — no releases, no developer queue.
We build the first working risk flow in a single working session. Integration is one POST request, and you get a sandbox key right away.
It depends on the set of checks in the scenario and your volume. You pay for checks, not for separate platforms — write to us and we’ll estimate it for your flow.
A full decision log for every request: which rules fired, which signals triggered them and which policy version was applied, plus a team activity log with author and timestamp.